Couldn't disagree more with some of the other reviews. We bought this camera as our second digital on the recommendation of the salesman at the local Apple store. We went to buy another Nikon Coolpix for my wife, but the size and quality of this camera blew us away. I have taken hundreds of photos in the last month or two - indoor and outdoor weddings, museums, family trips, professional shots for websites, etc. Indoor photos are great, if you remember the basics of flash photography (film or digital) e.g. long distance + small flash = crappy picture (No surprise here.) One of the best tricks to use is to turn the auto flash off indoors. You'll be amazed at how good the shots come out using ambient light.
The only two criticisms we can think of are the digital zoom is not much use, but that's true for about all the other digital cameras I've used. The other is that manual does not describe the Movie record function that is advertised. But hey, if it's that important, buy a camcorder.
Do yourself a favor and buy a 256MB SD card at Costco, Staples or Office Max for ~$60 and you'll be happy. This camera fits in a pocket or purse (even an evening bag), battery has great life, photos are great - can't ask for much more, especially at this price.
Highly Recommended!!!!