Since most of the reviews here cover most of the details about this camera, I will just give you the most important points:
PROS: This camera has excellent picture quality, it looks great, it is built solid, and I have not had a problem with it, technically. It was certainly worth the money and the cradle and power supply was a great bonus.
CONS: The thing that really ruins this camera for me is blurry pictures. I get way too many of them! The camera is light and the shutter speed, even in good lighting, just does not help you eliminate camera shake. You cannot see the slight blurs on the built-in screen, but when you get them home, you find that many of your great shots are ruined. Moving objects are also captured as blurs, even in good lighting when everything else is in focus in your picture.
WRAP-UP: Great camera for the price, but I would recommend holding out for the next version of this one. From what I have seen at Fuji's website, they are adding a "sports" mode which I imagine will make up for the extreme amount of blur that makes this otherwise great camera painful. Losing a good shot is always sad. Also, keep in mind that the autofocus is entirely light-dependent. When you use flash in a darker setting, auto-focus does not work! Another bad point for certain situations.
If you do a lot of outdoor and flash photography, or you are willing to use a tripod, then the picture and color are EXCELLENT for a camera in this price range.