I absolutely love this camera. It's the first digital camera I own and I was initially worried that the picture quality would be less than that of a normal camera with film. However, having printed more than 500 pictures, I can honestly say, the quality is fantastic. Besides this, it produces great photos for computer screens. It is also small and lightweight and not a "burden" to carry around for the casual photographer.
Most impressive is the zoom. The 10x optical zoom alone, already lets you reach those elusive targets - in my case, a lot of shy and faraway African wildlife. The 3x digital zoom lets you come even closer, and as long as you are able to hold the camera steady, you'll get a good shot.
It didn't take me long to figure out how to work the camera with the host of different settings; and for me, the automatic functions were easy to use and produced great pictures. On top of that, I also got some great movie shots of animals running - absolute top notch quality (although my own camera work is in need of some serious help!)
Two minor negative points are the digital zoom and the speed of the camera. The digital zoom quality is not as nice as the optical zoom, and you can see the difference upon print. I also found that the reaction time of the camera can be slow - I tried to take a bunch of shots of cheetahs running, often missing them completely since they'd run out of shot before my camera "hit" them. With a film camera, it would have gone when you pressed "go". I learned to move my camera with my object on the sports setting, which worked really well.
I sent lots of pictures via email, using the user-friendly Camedia software that came with the camera. I reduced picture sizes to post photos on the web with ease.
As far as the memory cards go - it was no problem buying additional memory even in Africa. And digital photos can be printed everywhere these days. The quality was as good in Africa as it was in Europe ...
Needless to say, this camera has been fantastic and has put the joy back into picture taking for me. I carry it with me everywhere!